Travel insurance policy is a policy which can help a traveler phenomenally in reducing the financial risks which comes as a somewhat by product of traveling in a very wide scope of situations, like in a case of medical purposes resulting in hospitalization of the traveler, trip cancelling, accidents and many other factors like these. And owing to this fact, it is quite imperative for just about any traveler to buy the best travel insurance cover as it will be helping them in such scenarios of sudden and unexpected situations. Owing to the above stated factors, in today’s times travel insurance has become quite a popularly successful product.
It is not a an overstatement but travel insurance has indeed garnered trust of millions of travellers as it is cost effective and induces a certain peace of mind owing to the 24/7 personal assistance to the traveler while traveling around. Especially if you are on international travel getaways then it is a must that you do take the benefits of international travel insurance.
The best thing about having a travel insurance cover is that it doesn’t matter if you are traveling alone or with friends and family. Any which way, you can get yourself insured according to the insurance policy of your budget needs and satiate your desire for traveling in a completely worry-free manner. So, buying the best travel plan while traveling has become a need in today’s times!
So, no matter how much you need to travel or for what timeline exactly? Hicinko’s Travel insurance ensures to protect you while you are away on your adventures and musings. We have got you covered even if you are a student, or are traveling with your family against all odds like accidents, medical benefits, trip cancellations, delays or any other minor or major unforeseen catastrophic events.
A Multi-Trip travel insurance insures you for a number of trips on an annual basis. If you travel a lot and have to go out of the country a plentiful of times owing to various reasons like going out with family, for business trips then this multi-trip travel insurance policy or family cover can prove to be really suitable for you so much so that it would be cheaper than procuring single trip policies every time you fly to other destinations.
The single trip travel insurance policy is particularly designed to give you insurance protection for a single trip. Under single trip travel insurance policy your trip will be covered and protected against various events like accidents, cancellation, medical purposes. So, if you hardly travel maybe a time or two in the whole year then it can be really cost effective for you.
Q.1. What kind of travel insurance should I purchase?
Ans. Choosing travel insurance policy is directly related to the fact that how much a person travels? And for how long he or she will be away? The answer lies in these questions on the basis of which you can choose single trip or multi-trip travel insurance plans.
Q.2. What should I consider while buying insurance cover?
Ans. The type of insurance policy which you will be need depends on the type of traveling you would be doing. And depending on those variables you must be selective about the kind of travel insurance policy to purchase. It is quite significant to choose the policy according to your needs which covers and includes the options which you require.
Q.3. What are the requirements in getting Travel Insurance plan?
Ans. The requirements are as such:
The person buying the policy must be between 1-80 years in age
Must be traveling locally or internationally
Q.4. Do I really need a Travel Insurance?
Ans. Yes, if you want to fully enjoy your trip without any kinds of worries. Purchase your travel insurance policy online today.
Q.5. When is the best time to buy Travel Insurance?
Ans. The ripe time would be to book immediately after getting your flight or trip confirmation. It is also necessary on the travelers part to make sure that he covers the essential things according to his needs which can vary from baggage items to luggage and medical assistance as well.
Q.6. Is luggage loss or theft always covered?
Ans. Most of the time it is covered but it is recommended that you do ensure about your backup.
Q.7. Does Travel Insurance cover extreme sports and outdoor activities?
Ans. The sports travel insurance cover is for people who are high on adrenaline rush. If you like going to adventure sports and expeditions then it is imperative that you clear this one with your travel insurance agent.
Renewing your travel insurance policy is also quite significant. It can help you at great lengths if you are a frequent traveler. However, if in case your policy expires then you cannot renew it again. And in that case, you will have to buy it again. And after policy renewal it may happen so that the benefits may change or the premium may also increase for that specific policy. So, taking all this into account we can say that renewing your travel insurance policy well before time is a definite must. So, for renewing your travel insurance policy you can contact us on 1-844-576-5505.
The travel insurance will be covering you for the emergencies which you may face owing to any unforeseen events while traveling abroad. The policy you buy covers you with any kind of medical condition. Our travel insurance covers only trips up to the maximum length of:
Single Trip: The duration shown in your policy as per your schedule.
For annual multi-trip
And it also includes winter sports covers
Cancellation cover Your travel insurance also covers you in case you have to cancel your trip before it even starts commencing on the listed start date as shown according to your schedule.
Medical Emergency As a result of an unforeseen event which can be accident, sickness and disease or compulsory quarantine we offer you with the best suited travel insurance policy as per your requirements.
Under this we offer you with medical, surgical, hospital, ambulance and medical fees and charges outside of your home and area.
Dental treatment under unforeseen medical circumstances and situation
Allowance of 24 hour period if you are hospitalized.
If due to some drastic events you die then the cost for funeral expenses abroad plus the cost of assuring that your body gets delivered safely.
Delays We will be insuring you under certain circumstances of delay as well like if by chance you don’t show up for your departure in time as a result of the failure of transportation means or due to accidents, breakdowns, failure of transportation, adverse weather conditions.
Accident We will be providing you with personal accident insurance benefits which would be shown as per your schedule if you sustain an injury like limb damage, loss of sight or permanent total disablement.
Domestic Travel insurance is ideal for those people who have to travel within the limits of the country i.e. domestically. It is really important on the traveler’s end to select the cover based on the length of the trip. Our travel insurance policies include:
Unlimited overseas medical covers
Unlimited cancellation covers
24/7 emergency benefit
Cancellation and lost fees protection for the nominated value of your trip
While traveling overseas having an international travel insurance cover is quite imperative irrespective of the fact that if one is traveling for business, leisure or backpacking. Owing to that we provide travel insurance which particularly ensures that our customers are protected during unexpected times.
Our policies under international travel insurance cover include
Unlimited overseas medical cover
Unlimited cancellation cover
Travel provider insolvency benefit
Rental vehicle excess
24/7 emergency assistance while you're overseas
For seniors travel insurance is definitely a must irrespective of the fact that where one is heading and for exactly what time period. It is where certain agencies will be charging you more but between the people who are aged between 60-75!
And it is quite assuring to know that should your circumstances take a turn for worse then you are definitely looked after in the most extensive way. For example, it can include a medical or dental condition being treated prior to the purchase of policy, any kind of condition which is related to the medicinal purposes. And with unlimited medical and cancellation cover for retirees, one can get the benefits of senior travel insurance without any extra fees or charges.
Unlimited overseas medical cover
Unlimited cancellation cover
Travel provider insolvency benefit
Rental vehicle excess
Cover for travellers up to 75 years of age
24/7 emergency assistance while you're traveling overseas.
For students as well, getting insured while traveling domestically or internationally regardless of the time period as well, traveling can be full of certain unexpected situations and circumstances against any hurdles along the way.
So, we make sure to provide with the best of our services for students offering them the student travel insurance policy according to their respective budget. So, to buy cheap student travel insurance we are the right destination assuring you with our services the best values for your money.
Under student travel insurance cover you get various benefits ranging from essentials, cancellation cover:
24/7 emergency assistance
Missed connections & missed departures
Delays in trip
We know that how it feels to lose something dear and valuable to you and the fact of coming any kind of harm to your family members whom you love so immensely is just off the grid. So, whether you are planning a domestic trip or an international trip then it is simply important to know that you are covered from any unexpected bumps along the way.
We offer unlimited cancellation fees along with overseas medical assistance which means that your whole family is protected in the event of anything which is quite unexpected. The benefits include up to 2 adults and up to 9 dependents with unlimited cancellation fees, rental vehicle excess and travel provider insolvency benefits.
While purchasing a travel insurance policy there are many factors and variables which work and are necessary to align for an essentially sufficient insurance
coverage at a plausible pricing. And it surely can be hard to begin with but our travel insurance agents ensure that our customers get a seamless experience while
purchasing insurance according to their needs offering them the luxury of enjoying their vacations and the fine moments of relaxation as well as adventure.
Getting yourself insured while traveling is a significant part of traveling and it is equally important to know about the various types of insurance so that you don’t fall short and can travel with a free mind enjoying your trips with a certain sense of rejuvenation.
It is a great way to customize your insurance plan according to your needs like luggage, dental costs, returning minors, delays and interruptions.
The medical emergency travel insurance cover focuses on medical expenses, emergency evacuations on a fundamental basis.
You can avail the benefits of trip cancellation insurance if you cancel your trip owing to any unforeseen event resulting in cancellation of your trip.
Insurance protection against flight accidents gets you covered in any case of catastrophic event resulting in the loss of life while flying.
Losing your important things can be quite frustrating. Baggage insurance is a great way to secure your valuable things.
Annual insurance is suitable for people who travel a lot and have to go on trips irrespective of the purpose be it business or enjoyment.
It covers you if in any case your rented vehicle gets damaged which can be owing to many factors like accident, natural catastrophe.
If you are planning to travel and relocate abroad then you can secure your family, corporate financially through Term Life Insurance.